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Israeli salary calculator: gross to net

See exactly what reaches your bank account each month, where the rest goes, and what your salary really costs your employer.

100% freeNo sign-up2026 rates

A personal tool, not professional advice. These are calculation tables I built for my own decisions and now share freely. Please check every figure and assumption yourself before relying on it.

Your salary

₪

Base salary used for your pension

₪

Travel, overtime, bonus (no pension)

₪

Meals, company car, health insurance

Tax credit points

2.25 points

Disabled child, single parent, alimony, settlement…

  • Israeli resident2.25
  • Your points in 20262.25 = ₪545 / month

Pension and savings

%

Minimum 6%

%
%

6% or 8.33%

%
%

Net salary per month

₪12,899

71.66% of your gross salary reaches your bank account.
Gross pay₪18,000
Income tax-₪1,968
Bituach Leumi and health-₪1,603
Pension-₪1,080
Keren hishtalmut-₪450
Net pay₪12,899

Where your gross salary goes

  • Net pay₪12,89972%
  • Your savings (pension, keren)₪1,5309%
  • Income tax₪1,96811%
  • Bituach Leumi and health₪1,6039%

Cost to your employer

Salary and benefits₪18,000
Employer Bituach Leumi₪1,130
Employer pension₪1,170
Severance fund₪1,080
Employer keren hishtalmut₪1,350
Total monthly cost₪22,730

For every ₪1 you take home, your employer pays ₪1.8.

How your income tax is calculated

Tax by brackets₪2,750
Credit points-₪544
Pension tax credit-₪238
Tax and Bituach Leumi rate19.84%
Rate on your next shekel32.17%

Per year

Net pay per year₪154,787
Saved for you per year₪61,560
Employer cost per year₪272,760

These calculators are spreadsheets I originally made for my own use, shared as they are to help you think things through. They give estimates based on the published rates for the current tax year and on the assumptions you enter, and they may contain errors or simplifications. They are not tax, legal or financial advice: check all the information yourself and with a licensed accountant, lawyer or mortgage adviser before making any decision.